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Insurance
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Home
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Condo
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Renters
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Dwelling Fire
Homeowner’s coverage doesn’t have to be difficult to understand. A basic Beacon Group Homeowners Insurance Policy will cover the following:
You can also add supplemental policies such as:
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Scheduled Personal Property (SPP)
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Stand Alone Jewelry Polices Available
(i.e. Jewelry Insurance)
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Personal Umbrella
(additional liability)

DON'T LET A CLAIM RAIN ON YOUR PARADE.
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INSURANCE
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Hours
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Monday - Thursday
9:00 am to 5:00 pm
Friday
9:00 am to 4:00 pm
Evenings by Appointment

Automobile & Recreational
Insurance
The insurance protection you need when you’re on the move:
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Classic Car Insurance – Your classic car is an icon. Insure it well.
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RV and Mobile Home Insurance – Home insurance for your home-on-the-road.
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Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.
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Auto Insurance – Get the right insurance coverage for your car, truck, van or
other vehicles.
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Motorcycle Insurance – Ride safe and insure your motorcycle.
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ATV and Motorsport Insurance – Insurance policies that cover all your toys.
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Personal Umbrella
Business
Insurance

Protecting your livelihood:
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Auto Insurance – Get the right insurance coverage for your car, truck, van or
other vehicles.
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Property Insurance
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BOP Insurance
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General Liability Insurance
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Inland Marine
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Umbrella Insurance
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Workers' Compensation
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Bonds
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ENO
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Professional Liability

Flood
Insurance
National Flood Insurance / FEMA
Private Market available
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NO elevation certificate for Pre-FIRM properties
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NO elevation certificate for Pre-FIRM properties
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Mirrors the NFIP, plus extended and additional coverages
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Ability to write multiple buildings under one policy
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Most competitive on pre-firm properties in AE or VE flood zones
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Replacement Cost on building and contents
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Building limits available up to $50 MM
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No additional charge for Increased Cost of Compliance (ICC)
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Lender approved and compliant with Biggert-Waters Act and corresponding regulations
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Ability to add Loss of Use/Additional Living Expense
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Ability to add Improvements & Betterments (I&B) Endorsement

Life
Insurance
Life insurance is a crucial step in planning for your future and the future of your loved ones.
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Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
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Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
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Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.
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Surviorship
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Split Dollar
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Key Person
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Buy/Sell

Health
Insurance
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Small Group
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Large Group
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Individual

Disability
Insurance
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Individual
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Group
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Long and short term
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Non Cancellable
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Guarantee Renewable

Long-term Care
Insurance
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Individual
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Group
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Connecticut Partnership

Annuities
Insurance
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Fixed
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Indexed Tax Differed
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Lifetime Income
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Retirement Planning